2009年考研英語閱讀理解精讀100篇（高分版）十九

難句突破：

(1)   There are rises in both the charge-off and delinquency rates, which measure the share of balances that are uncollectable or more than 30 days late respectively.

[主體句式] There are rises in...

[結(jié)構(gòu)分析] 這是一個簡單句，which 引導(dǎo)的非限定性定語從句是修飾前面的the charge-off and delinquency rates；在該定語從句中還有定語從句修飾the share of balances，在該定語從句中，前半個句子對應(yīng)修飾the charge-off rates，后半個句子是個省略句，對應(yīng)修飾the delinquency rates.

[句子譯文] 損耗率和逾期債款率都上升了，這兩個數(shù)據(jù)分別代表收不回來的收支差額的份額和晚了30天的份額。

(2) A change in America's personal-bankruptcy laws in 2005 led to an abrupt fall in bankruptcy filings, which in turn account for a big chunk of credit-card losses; the number of filings (and thus charge-off rates) would be rising again, whether or not overall conditions for borrowers were getting worse.

[主體句式] A change led to an abrupt fall; the number would be rising.

[結(jié)構(gòu)分析]這是一個復(fù)雜句，分號將前后兩個句子隔開。前面句子中，賓語帶有which引導(dǎo)的非限定性定語從句；后面句子是帶有方式狀語從句的復(fù)雜句。

[句子譯文]2005年美國個人破產(chǎn)法的一個改動使得破產(chǎn)登記急速下降，而后引起了信用卡大規(guī)模的虧損。破產(chǎn)登記數(shù)量（隨之的charge-off率）可以重新上升，不管貸款人的整體狀況是否變得更糟糕了。

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